Person to person transfers, transfers from one account to another or from other financial institutions and Instant Transfers (including Instant Transfers for Earned Wage Access) are not considered direct deposits.Ĥ Members with a TransUnion credit score of 619 or below who opened a Credit Builder plan and had it reported on their TransUnion report saw an average credit score increase of 21 points in 4 days of activating the plan. If your score increases over 619, you may no longer see these prompts.įor connect your paycheck: Credit Karma Money partners with Pinwheel to securely connect you with thousands of payroll providers.įor direct deposit: Direct deposit(s) are electronic deposits of compensation for services (such as payroll, salary, or government benefits) made into your Credit Karma Money Spend account. Members with a TransUnion credit score is 619 or below at the time of application may be promoted to apply for Credit Builder. Credit Builder is serviced by Credit Karma Credit Builder.

Credit Builder plan requires you to open a line of credit and a savings account, both provided by Cross River Bank, Member FDIC. Your direct deposit(s) must be received in the 2 calendar months prior to application or within a calendar month 90 days after application submission to activate your plan.

IRS may not submit refund information early.Ģ A maximum of 6 withdrawals per monthly savings statement cycle may apply.ģ A connected paycheck or one time direct deposit(s) of at least $750 is required for activation. Up to 5 days early access to your federal tax refund is compared to standard tax refund electronic deposit and is dependent on and subject to IRS submitting refund information to the bank before release date. 5 day early program may change or discontinue at any time. Maximum balance and transfer limits apply.ġ If you choose to pay your tax preparation fee with TurboTax using your federal tax refund or if you choose to take the Refund Advance loan, you will not be eligible to receive your refund up to 5 days early.

For Credit Karma Money Spend (checking): Banking services provided by MVB Bank, Inc., Member FDIC.

Turbotax advance payment